Mobile payment service system and device therefor

ABSTRACT

The present invention provides a mobile payment service system and a device therefor. A terminal device is connected to a beacon device that is positioned in a store and performs Bluetooth communication, additional service information according to the mobile payment is automatically transmitted to a payment device through the beacon device, and then process result information of the additional mobile payment service processed using additional service information is received from the payment device. Therefore, it is possible to provide the additional mobile payment service for the product to be bought when mobile payment is performed. Accordingly, there is no need to perform an additional mobile payment service such as discounts/saving for a product based on users&#39; actions and it allows users to address an inconvenience of directly presenting an alliance company card, a coupon or a gift certificate for discounts/saving for a product when payment is performed.

CROSS-REFERENCE TO RELATED APPLICATION

This application claims priority to and the benefit of Korean PatentApplication No. 10-2014-0027781 filed in the Korean IntellectualProperty Office on Mar. 10, 2014, the entire contents of which areincorporated herein by reference.

TECHNICAL FIELD

The present invention relates to a mobile payment service usingBluetooth communication, and specifically, to a mobile payment servicesystem using Bluetooth communication in which a user who visits a storeautomatically transmits information in an additional service to apayment device through Bluetooth communication in the store and receivesan additional mobile payment service, and a device therefor.

BACKGROUND

Content described herein simply provides background information of thepresent embodiment and does not configure the related art.

Due to the development of mobile communication networks and terminalspecifications, mobile communication terminals have developed fromsimple communication devices or information providing devices of therelated art into essential possessions for modern people and continue toevolve into total entertainment devices.

Also, for mobile communication terminals, techniques for performingshort range wireless communication between devices positioned in a shortrange are rapidly developing, and Bluetooth communication is one of suchshort range wireless communication techniques.

Bluetooth communication continuously evolves and a Bluetooth low energy(BLE) technique (Bluetooth 4.0) has recently been widely used for smartphones, retail geofencing, mobile payments, and the like. Such a BLEtechnique consumes less power than standard Bluetooth wirelessconnection, and has recently been mainly used for mobile payments, butmobile payments using Bluetooth communication are still in an earlystage.

Recently, mobile payment services using a terminal (for example, a smartphone) have been widely used. When users buy a product in a franchisestore, an alliance service card (a membership card) for saving ordiscounts, a gift certificate or a coupon is provided as an additionalmobile payment service. In this case, users should possess a pre-issuedalliance service card, a gift certificate or a coupon. In franchisestores having point of sale (POS) systems to which near fieldcommunication (NFC) tagging is connected, saving or discounts may beperformed by tagging barcodes of a pre-issued alliance company card, agift certificate or a coupon to an NFC reader connected to a POSterminal or directly presenting the card etc.

Accordingly, POS terminals obtain card information or coupon informationread through NFC or card readers and perform discount/saving processes.

In the related art, in additional services provided when mobile paymentsare performed in this manner, product payments and discounts/saving forproducts are performed based on users' actions, and users should alwayspossess a credit card for payment or an alliance company card (or acoupon) for discounts/saving and should present the card for payment,leading to inconvenience.

PATENT LITERATURE

Korean Unexamined Patent Application Publication No. 2012-0104677,Published on Sep. 24, 2012 (Name: Location authentication Service Systemusing WiFi AP and Bluetooth beacon)

SUMMARY

In view of the above-described problems, the present invention providesa mobile payment service system configured to provide an additionalmobile payment service for a product to be bought when mobile payment isperformed, in which a terminal device is connected to a beacon devicethat is positioned in a store and performs Bluetooth communication,additional service information according to the mobile payment isautomatically transmitted to a payment device through the beacon device,and then process result information of the additional mobile paymentservice processed using additional service information is received fromthe payment device, and a device therefor.

According to an exemplary embodiment of the present invention, there isprovided a terminal device. The terminal device may include acommunication unit configured to perform communication for an additionalmobile payment service between a service device connected via acommunication network and a beacon device that is connected through aBluetooth communication method and positioned in a store; and a controlunit configured to perform control such that a beacon signal transmittedfrom the beacon device positioned in the store through the communicationunit is scanned to connect to the recognized beacon device, additionalservice information according to mobile payment for a product to bebought is searched for in conjunction with the service device throughthe communication unit, the found additional service information istransmitted to a payment device in the store through the beacon device,and process result information obtained by processing an additionalmobile payment service using the additional service information isreceived from the payment device through the beacon device.

In the terminal device according to the exemplary embodiment of thepresent invention, an application for executing the additional mobilepayment service, additional service information, and process resultinformation of the additional mobile payment service may be stored undercontrol of the control unit.

In the terminal device according to the exemplary embodiment of thepresent invention, the control unit may transmit beacon identificationinformation of the beacon device to the service device, and receive andsearch for additional service information to be used in store identifiedusing the beacon identification information from the service device.

In the terminal device according to the exemplary embodiment of thepresent invention, the control unit may identify alliance serviceinformation from the additional service information received from theservice device, read pre-stored alliance service card informationcorresponding to the identified alliance service information, and addthe read alliance service card information to additional serviceinformation to be transmitted to the payment device.

In the terminal device according to the exemplary embodiment of thepresent invention, the control unit may perform control such that beaconidentification information included in the beacon signal transmittedfrom the beacon device is transmitted to the service device, and thestore information identified using the beacon identification informationis received from the service device.

In the terminal device according to the exemplary embodiment of thepresent invention, the control unit may identify a store in which thebeacon device is positioned using the store information, search forpre-stored additional service information to be used in the identifiedstore, and read and transmit the found additional service information tothe payment device.

In the terminal device according to the exemplary embodiment of thepresent invention, the additional service information may include atleast one of a coupon, a gift certificate, alliance service information,and alliance service card information.

According to another exemplary embodiment of the present invention,there is provided a payment device. The payment device may include acommunication unit configured to perform communication for an additionalmobile payment service between a service device connected via acommunication network and at least one beacon device positioned in astore connected through a Bluetooth communication method; and a paymentprocessing unit configured to perform control such that additionalservice information is received through the beacon device from aterminal device positioned in the store when mobile payment for aproduct to be bought is performed, the additional mobile payment servicefor the product to be bought is processed using the received additionalservice information, and process result information is transmitted tothe terminal device through the beacon device.

In the payment device according to the exemplary embodiment of thepresent invention, the payment processing unit may identify a discountprice of the product to be bought using at least one of a coupon, a giftcertificate, and alliance card information included in the additionalservice information, and process payment for the product to be boughtaccording to the identified discount price.

In the payment device according to the exemplary embodiment of thepresent invention, the payment processing unit may identify an alliancecard for which an additional mobile payment service is received usingalliance card information included in the additional serviceinformation, and apply some of the price of the product to be bought aspoints or mileage to the identified alliance card after a paymentprocess of the product to be bought is performed.

According to still another exemplary embodiment of the presentinvention, there is provided a mobile payment service system. The mobilepayment service system may include a terminal device configured toconnect to a beacon device positioned in a store to be connected througha Bluetooth communication method, search for additional serviceinformation according to mobile payment for a product to be bought,transmit the found additional service information to a payment device inthe store through the beacon device, and receive process resultinformation of an additional mobile payment service from the paymentdevice through the beacon device; and the payment device configured toconnect to the beacon device through the Bluetooth communication method,receive the additional service information through the beacon devicefrom the terminal device when mobile payment for the product to bebought is performed, process the additional mobile payment service forthe product to be bought using the received additional serviceinformation, and transmit the process result information to the terminaldevice through the beacon device.

The mobile payment service system according to the exemplary embodimentof the present invention may further include a service device configuredto connect to at least one terminal device and a payment device via acommunication network, and when an information request is received fromthe terminal device, identify a store in which a corresponding beacondevice is positioned corresponding to beacon identification informationusing the beacon identification information received from the terminaldevice, and provide additional service information related to theidentified store to the terminal device.

According to the present invention, a terminal device and a paymentdevice may perform BLE communication through a beacon device. Therefore,since the terminal device automatically transmits additional serviceinformation of a product to be bought to the payment device through thebeacon device, there is no need for users to perform an action for anadditional mobile payment service such as discounts/saving for a productand the additional mobile payment service may be provided simply.

Also, according to the present invention, there is no need for users toalways possess additional service information such as an allianceservice card, a coupon or a gift certificate for the additional mobilepayment service, and it is possible to address the inconvenience ofdirectly presenting an alliance company card, a coupon or a giftcertificate for discounts/saving for a product when payment isperformed.

BRIEF DESCRIPTION OF DRAWINGS

FIG. 1 is a diagram illustrating a configuration of a mobile paymentservice system according to an embodiment of the present invention.

FIG. 2 is a diagram illustrating a configuration of a terminal device inthe mobile payment service system of according to the embodiment of thepresent invention.

FIG. 3 is a diagram illustrating a configuration of a payment device inthe mobile payment service system according to the embodiment of thepresent invention.

FIG. 4 is a diagram illustrating a configuration of a service device inthe mobile payment service system according to the embodiment of thepresent invention.

FIG. 5 is a diagram illustrating additional mobile payment serviceprocedures using Bluetooth communication in the mobile payment servicesystem according to the embodiment of the present invention.

FIG. 6 is a diagram illustrating an additional mobile payment servicemethod using Bluetooth communication in a terminal device according toan embodiment of the present invention.

FIG. 7 is a diagram illustrating an additional mobile payment servicemethod using Bluetooth communication in a service device according to anembodiment of the present invention.

DETAILED DESCRIPTION

Hereinafter, exemplary embodiments of the invention will be described indetail with reference to the accompanying drawings. However, detaileddescriptions of well-known functions or configurations thatunnecessarily obscure the gist of the invention in the followingexplanations and accompanying drawings will be omitted. The samereference numbers will be used throughout this specification to refer tothe same or like parts.

Terms and words used in this specification and claims should not beinterpreted as limited to commonly used meanings or meanings indictionaries and should be interpreted with meanings and concepts whichare consistent with the technological scope of the invention based onthe principle that the inventors have appropriately defined concepts ofterms in order to describe the invention in the best way. Therefore,since the embodiments described in this specification and configurationsillustrated in drawings are only exemplary embodiments and do notrepresent the overall technological scope of the invention, it isunderstood that the invention covers various equivalents, modifications,and substitutions at the time of filing of this application.

First, a mobile payment service system according to an embodiment of thepresent invention will be described in detail with reference to theaccompanying drawing.

FIG. 1 is a diagram illustrating a configuration of a mobile paymentservice system according to an embodiment of the present invention.

As illustrated in FIG. 1, a mobile payment service system may include atleast one terminal device 100, at least one beacon device 200, a paymentdevice 300, and a service device 400, which are connected via acommunication network 10.

The terminal device 100 refers to a terminal capable of transmitting andreceiving various types of data via the communication network 10according to a user's key manipulation, and may include any of a tabletPC, a laptop, a personal computer (PC), a smart phone, a personaldigital assistant (PDA), a smart TV, a mobile communication terminal,and the like.

Also, the terminal device 100 is a terminal configured to perform voiceand data communication using the communication network 10, and refers toa terminal including a browser configured to communicate with theservice device 400 via the communication network 10, a memory configuredto store a program and a protocol, a microprocessor configured toperform computation and control by executing various programs, and thelike. That is, the terminal device 100 includes any terminal that canperform server-client communication with the service device 400 andexecute a customized service, and broadly includes a communicationcomputing device such as a notebook computer, a mobile communicationterminal, a PDA, and the like. Meanwhile, the terminal device 100 ispreferably manufactured to have a touch screen, but the presentinvention is not limited thereto.

Also, the terminal device 100 is a terminal capable of performingBluetooth communication (for example, Bluetooth 4.0, that is, Bluetoothlow energy, hereinafter referred to as “BLE”), that may connect to thebeacon device 200 through BLE communication, and transmit or receiveinformation on a mobile payment service and an additional mobile paymentservice to or from the payment device 300.

In particular, the terminal device 100 according to the embodiment ofthe present invention may scan a beacon signal, connect to the beacondevice 200 positioned in a recognized store, search for additionalservice information according to mobile payment for a product to bebought, and transmit the found additional service information to thepayment device 300 in the store through the beacon device 200 using aBluetooth communication method. Also, when the payment device 300processes the additional mobile payment service using the transmittedadditional service information, the terminal device 100 may receiveprocess result information of the additional mobile payment service fromthe payment device 300 through the beacon device 200.

Also, the terminal device 100 may transmit beacon identificationinformation of the recognized beacon device 200 to the service device400 to be connected via the communication network, request additionalservice information of the additional mobile payment service, andaccordingly receive the found additional service information from theservice device 400.

The beacon device 200 according to the embodiment of the presentinvention is positioned in the store, may transmit or receiveinformation of the mobile payment service and the additional mobilepayment service to or from the at least one terminal device 100 and thepayment device 300 in the store through BLE communication, and broadcasta beacon signal including unique identification information (Uniq ID) tothe at least one terminal device 100.

The payment device 300 according to the embodiment of the presentinvention is connected to the service device 400 via the communicationnetwork 10, communicates with the beacon device 200 positioned in thestore through BLE communication, and therefore may transmit or receive amessage for the additional mobile payment service to or from the atleast one terminal device 100 in the store. Also, when additionalservice information is received through the beacon device 200 whilemobile payment for the product to be bought is performed by the terminaldevice 100, the payment device 300 may process the additional mobilepayment service for the product to be bought using the receivedadditional service information, and transmit process result informationto the terminal device 100 through the beacon device 200.

The service device 400 according to the embodiment of the presentinvention is connected to the at least one terminal device 100 and thepayment device 300 in the store via the communication network 10,provides an application (or a program) for the mobile payment serviceand the additional mobile payment service and related information, andmay receive and integrally manage payment information processed in thepayment device 300 and process result information of saved points (ormileage). Also, when an information request is received from theterminal device 100, the service device 400 may identify a store inwhich the beacon device is positioned corresponding to beaconidentification information using the beacon identification informationreceived from the terminal device 100, search for additional serviceinformation related to the identified store, and provide the foundadditional service information to the terminal device 100.

In this manner, the terminal device 100, the payment device 300, and theservice device 400 are connected via the communication network 10. Thecommunication network 10 may refer to a network capable of transmittingand receiving data using an Internet protocol by various wired and/orwireless communication techniques such as an Internet network, anIntranet network, a mobile communication network, or a satellitecommunication network. Also, the communication network 10 is combinedwith the service device 400 and stores computing resources such ashardware or software. The communication network 10 broadly includes aclosed network such as a local area network (LAN) and a wide areanetwork (WAN), an open network such as the Internet, a network such ascode division multiple access (CDMA), Wideband Code Division MultipleAccess (WCDMA), Global System for Mobile Communications (GSM), Long TermEvolution (LTE), and Evolved Packet Core (EPC), and a next generationnetwork and computing network to be implemented.

In the mobile payment service system configured in this manner, aconfiguration of a terminal device according to an embodiment of thepresent invention will be described below in detail with reference tothe accompanying drawing.

FIG. 2 is a diagram illustrating a configuration of a terminal device inthe mobile payment service system of according to the embodiment of thepresent invention.

As illustrated in FIG. 2, the terminal device 100 may include a controlunit 110, an input unit 120, a communication unit 130, a storage unit140, and an output unit 150.

The control unit 110 performs overall control of the terminal device100, and particularly, performs control for processing the mobilepayment service and the additional mobile payment service according tomobile payment, and may perform control for Bluetooth communication withthe beacon device 200 in the store that the user has visited by scanninga beacon signal. For this purpose, the control unit 110 may include aBluetooth module 111 and a service executing module 112.

The Bluetooth module 111 according to the embodiment of the presentinvention may control BLE communication with the beacon device 200, andperform a procedure of connecting or disconnecting to or from the beacondevice 200 such that information related to the mobile payment serviceand the additional mobile payment service may be transmitted or receivedthrough BLE communication. Also, the Bluetooth module 111 may scan abeacon signal broadcast from the beacon device 200 and deliver thescanned beacon signal to the service executing module 112. Also, theBluetooth module 111 performs control such that the beacon device 200may be recognized by identifying identification information included inthe scanned beacon signal and may perform a procedure of connecting tothe recognized beacon device 200.

The service executing module 112 according to the embodiment of thepresent invention may receive and install an application for the mobilepayment service and the additional mobile payment service from theservice device 400, execute the installed application, and thereforeexecute the additional mobile payment service for the product to bebought when payment is performed.

Also, the service executing module 112 may recognize the beacon device200 through beacon identification information included in the beaconsignal received from the Bluetooth module 111, and when a connection tothe recognized beacon device 200 is performed, search for additionalservice information according to mobile payment for the product to bebought, and perform control such that the found additional serviceinformation is transmitted to the payment device 300 in the storethrough the beacon device 200.

For this purpose, as an example, the service executing module 112 maytransmit beacon identification information of the beacon device 200 tothe service device 400, and receive additional service information to beused in the store identified using beacon identification informationfrom the service device 400. Here, the service executing module 112 mayreceive additional service information including a coupon, a giftcertificate, and alliance service information to be used in the storefrom the service device 400. Accordingly, when the coupon, the giftcertificate, or the like is received, the service executing module 112may add at least one of the received coupon and gift certificate toadditional service information to be applied to the product to be boughtand automatically transmit the information to the payment device 300through the beacon device 200. Also, when alliance service informationis received, the service executing module 112 may read pre-storedalliance service card information corresponding to alliance serviceinformation or receive alliance service card information (such as a cardnumber and card recognition information) managed by a wallet platform(not illustrated) or the service device 400. This read or receivedalliance service card information may be added to additional serviceinformation to be transmitted to the payment device 300 andautomatically transmitted to the payment device 300 through the beacondevice 200.

As another example, the service executing module 112 may perform controlsuch that beacon identification information included in the beaconsignal transmitted from the beacon device 200 is transmitted to theservice device 400 and store information identified using beaconidentification information is received from the service device 400.

Also, the service executing module 112 identifies the store in which thebeacon device 200 is positioned using store information (for example,information on a store name, a phone number, and an alliance service (afranchise)), and searches for pre-stored additional service informationto be used in the identified store. In this case, in order to search foradditional service information, the service executing module 112 maysearch for a gift certificate, a coupon, alliance card information, andthe like that may be used for an alliance service corresponding to thereceived store information. Here, the pre-stored additional serviceinformation, for example, an alliance store name, an alliance service, ausage instruction, or the like to be used may be stored in the giftcertificate as a tag. Therefore, the service executing module 112 maymatch store information in which information tagged to the giftcertificate is received and read a corresponding gift certificate. Whenstore information includes alliance service information, the serviceexecuting module 112 may read at least one of the pre-stored giftcertificate, the coupon, and the alliance card information correspondingto the received alliance service information.

Then, the service executing module 112 may add at least one of the readgift certificate, coupon, and alliance card information to additionalservice information and automatically transmit the information to thepayment device 300.

Also, the service executing module 112 may perform control such thatprocess result information of the additional mobile payment serviceprocessed using the transmitted additional service information isreceived from the payment device 300 through the beacon device 200 andthe received process result information is stored and output.

The input unit 120 may generate a user input signal corresponding to auser request or information according to the user's manipulation, andmay be implemented by currently available input devices or input devicesto be commercialized. Examples of the input unit may include generalinput devices such as a keyboard, a mouse, a joystick, a touch screen,and a touch pad, and gesture input devices in which the user's motion isdetected and a specific input signal is generated. In particular, theinput unit 120 according to the embodiment of the present invention maygenerate a Bluetooth communication executing (Bluetooth On) inputsignal, an application executing input signal for mobile payment and anadditional mobile payment service and a user manipulation input signal.

The communication unit 130 may communicate with the service device 400via the communication network 10, and transmit and receive messagesrelated to a customized service using a beacon signal. The communicationunit 130 may transmit and receive data through various communicationmethods in addition to a wired method and a wireless method. Further,the communication unit 130 may transmit and receive data using at leastone communication method. For this purpose, the communication unit 130may include a plurality of communication modules configured to transmitand receive data according to different communication methods. Inparticular, the communication unit 130 according to the embodiment ofthe present invention may transmit and receive related messages forperforming BLE communication with the beacon device 200, and transmit orreceive additional service information related to the additional mobilepayment service such as discounts/saving to or from the payment device300 through the beacon device 200. Also, the communication unit 130 maytransmit an information request message including beacon identificationinformation of the recognized beacon device 200 to the service device400, and receive an information request response message includingadditional service information such as the found coupon, giftcertificate, and alliance service information from the service device400 using beacon identification information.

The storage unit 140 stores information necessary for operating theterminal device 100, and particularly, the storage unit 140 according tothe embodiment of the present invention may store scanned beaconsignals, pre-stored additional service information (such as a coupon, agift certificate, alliance service card information, and allianceservice information), process result information, and the like. Also,the storage unit 140 may store an application for the mobile paymentservice and the additional mobile payment service received from theservice device 400. The storage unit 140 includes magnetic media such asa hard disk, a floppy disk, and a magnetic tape, optical media such as acompact disk read only memory (CD-ROM) and a digital video disk (DVD),magneto-optical media such as a floptical disk, a ROM, a random accessmemory (RAM), and a flash memory.

Also, the storage unit 140 stores an application necessary for operatingfunctions according to embodiments of the present invention, a screenimage to be output to a display unit of the output unit 150, and thelike. Also, when the display unit is configured as a touch screen, thestorage unit 140 may store a key map, a menu map, or the like foroperating the touch screen. Here, the key map and the menu map may havevarious forms. The storage unit 140 may store an operating system (OS)for booting the terminal device 100 and operating the above-describedcomponents, and applications for supporting various user functions, forexample, a user function for supporting a call function of the terminaldevice 100, an MP3 user function for reproducing other sound sources, animage output function for reproducing an image and the like, and a videoreproducing function.

The output unit 150 is a unit configured such that the user canrecognize an operation result or a state of the terminal device 100, andmay include, for example, a display unit configured to perform visualoutput through a screen or a speaker configured to output an audiblesound. In particular, in the terminal device 100 according to theembodiment of the present invention, a screen related to the mobilepayment service and the additional mobile payment service may bedisplayed and the found additional service information and processresult information may be displayed on the screen. Also, the output unit150 may output a screen for manipulating ON/OFF of BLE communication.

Next, a configuration of a payment device according to an embodiment ofthe present invention in the mobile payment service system will bedescribed below in detail with reference to the accompanying drawing.

FIG. 3 is a diagram illustrating a configuration of a payment device inthe mobile payment service system according to the embodiment of thepresent invention.

As illustrated in FIG. 3, the payment device 300 may include acommunication unit 310, a payment processing unit 320, and a storageunit 330.

The communication unit 310 according to the embodiment of the presentinvention may perform Bluetooth communication with the at least oneterminal device 100 using a BLE communication method, and transmit andreceive messages for the mobile payment service and the additionalmobile payment service. In particular, the communication unit 310 mayreceive additional service information transmitted from the terminaldevice 100 through the beacon device 200 and transmit process resultinformation of the additional mobile payment service process to theterminal device 100 through the beacon device 200. Here, the additionalservice information may include at least one of a coupon, a giftcertificate, alliance service information, and alliance service cardinformation.

The payment processing unit 320 may process the additional mobilepayment service for the product to be bought using additional serviceinformation received from the terminal device 100 when mobile paymentfor the product to be bought is performed. In this case, the paymentprocessing unit 320 may identify a discount price of the product to bebought using at least one of the coupon, the gift certificate, and thealliance card information included in the additional service informationand process payment for the product to be bought according to theidentified discount price. Also, the payment processing unit 320performs a certification procedure of an alliance card for which theadditional mobile payment service is received using alliance cardinformation included in the additional service information, and afterpayment for the product to be bought is processed, may apply some of theprice of the product to be bought as points or mileage to the certifiedalliance card. Therefore, the payment processing unit 320 transmits thesaved points or mileage to the service device 400, and therefore theservice device 400 may integrally manage the saving point or mileage.

Also, the payment processing unit 320 requests certification of thereceived additional service information from a certification server (notillustrated) or the service device 400, and when certification issuccessful, may process the additional mobile payment service such asdiscounts/saving for the product to be bought using the additionalservice information.

The storage unit 330 may store related information for providing themobile payment service and the additional mobile payment service.Specifically, the storage unit 330 may store the additional serviceinformation, process result information of the additional mobile paymentservice, payment information, bought product information, userinformation, and the like from the terminal device 100. The storage unit330 includes magnetic media such as a hard disk, a floppy disk, and amagnetic tape, optical media such as a compact disk read only memory(CD-ROM) and a digital video disk (DVD), magneto-optical media such as afloptical disk, a ROM, a random access memory (RAM), and a flash memory.

Next, a configuration of a service device according to an embodiment ofthe present invention in the mobile payment service system will bedescribed below in detail with reference to the accompanying drawing.

FIG. 4 is a diagram illustrating a configuration of a service device inthe mobile payment service system according to the embodiment of thepresent invention.

As illustrated in FIG. 4, the service device 400 may include acommunication unit 410, a service providing unit 420, and a storage unit430.

The communication unit 410 according to the embodiment of the presentinvention may perform communication with the at least one terminaldevice 100 and the payment device via the communication network 10, andtransmit and receive messages related to the mobile payment service andthe additional mobile payment service. The communication unit 410 maycollect traffic information through various communication methods inaddition to a wired method and a wireless method, and communicate withthe mobile terminal device 100 via a mobile communication network usingthe wireless method. Further, the communication unit 410 may transmitand receive data using at least one communication method. For thispurpose, the communication unit 410 may include a plurality ofcommunication modules configured to transmit and receive data accordingto different communication methods. In particular, the communicationunit 410 may receive an information request message from the terminaldevice 100, and transmit an information request response messageincluding the additional service information found in the serviceproviding unit 420 to the terminal device 100.

The service providing unit 420 is functionally connected to thecommunication unit 410, and when the information request messageincluding beacon identification information is received from theterminal device 100, identifies a store in which the beacon device 200is positioned corresponding to the received beacon identificationinformation, and may provide additional service information related tothe identified store to the terminal device 100.

Also, the service providing unit 420 may receive information on thesaved points or mileage of the product to be bought according to anadditional mobile payment service process of the product to be boughtfrom the payment device 300, and integrally manage information on thereceived points or mileage.

Also, when the payment device 300 requests approval of additionalservice information, the service providing unit 420 may perform anapproval process of the additional service information received from thepayment device 300 and transmit approval result information to thepayment device 300 or the terminal device 100.

The storage unit 430 may store related information for providing themobile payment service and the additional mobile payment service.Specifically, the storage unit 430 may store the found additionalservice information according to the terminal device 100, process resultinformation of the additional mobile payment service received from thepayment device 300, and the like. The storage unit 430 includes magneticmedia such as a hard disk, a floppy disk, and a magnetic tape, opticalmedia such as a compact disk read only memory (CD-ROM) and a digitalvideo disk (DVD), magneto-optical media such as a floptical disk, a ROM,a random access memory (RAM), and a flash memory.

Next, in the mobile payment service system configured in this manner, amethod of providing an additional mobile payment service using Bluetoothcommunication will be described in detail with reference to theaccompanying drawings. First, procedures for an additional mobilepayment service using Bluetooth communication in the mobile paymentservice system according to the embodiment of the present invention willbe described.

FIG. 5 is a diagram illustrating additional mobile payment serviceprocedures using Bluetooth communication in the mobile payment servicesystem according to the embodiment of the present invention.

As illustrated in FIG. 5, in operation 1101, the beacon device 200broadcasts a beacon signal.

The terminal device 100 receives and installs an application for themobile payment service and the additional mobile payment service fromthe service device 400, and executes the mobile payment service. In thiscase, when the user enters a specific store, in operation 1102, theterminal device 100 scans a beacon signal transmitted from the beacondevice 200 positioned in the visited store, identifies beaconidentification information included in the scanned beacon signal, andrecognizes the beacon device 200 in the store.

Then, in the next operation 1103, the terminal device 100 performs aconnection procedure for performing BLE communication with therecognized beacon device 200 and is connected to the recognized beacondevice 200. Accordingly, the terminal device 100 performs a mobilepayment service for paying for a product to be bought by the user, andexecutes the additional mobile payment service such as discounts/savingfor the product to be bought.

Therefore, in operation 1104, the terminal device 100 searches foradditional service information (for example, a coupon, a giftcertificate, alliance service card information, and alliance serviceinformation) of the additional mobile payment service for the product tobe bought.

Then, in the next operation 1105, for example, at least one piece ofadditional service information among the found coupon, gift certificate,alliance service card information, and alliance service information istransmitted to the beacon device 200. Therefore, the beacon device 200transmits the received additional service information to the paymentdevice 300.

Then, in operation 1106, the payment device 300 performs an additionalmobile payment service process such as discounts/saving using thereceived additional service information. In operation 1107, processresult information according to the additional mobile payment serviceprocess is transmitted to the terminal device 100 through the beacondevice 200.

Accordingly, in operation 1108, the terminal device 100 outputs thereceived process result information to an executing screen. Then, inoperation 1109, when there are no more products to be bought or theterminal device 100 is a predetermined distance or more from the store,a connection with the beacon device 200 is released.

According to the procedures for the additional mobile payment service asdescribed above, a detailed method of an additional mobile paymentservice in a terminal device will be described below.

FIG. 6 is a diagram illustrating an additional mobile payment servicemethod using Bluetooth communication in a terminal device according toan embodiment of the present invention.

As illustrated in FIG. 6, first, the terminal device 100 receives andinstalls an application for the mobile payment service and theadditional mobile payment service from the service device 400, andperforms the mobile payment service by executing the applicationaccording to the user's request. In this case, in operation 2101, theterminal device 100 scans a beacon signal generated from the at leastone beacon device 200 positioned in an adjacent region, and recognizesthe beacon device 200 through beacon identification information includedin the scanned beacon signal.

Then, in the next operation 2102, the terminal device 100 performs aconnection procedure for performing BLE communication with therecognized beacon device 200 and is connected to the recognized beacondevice 200. Accordingly, the terminal device 100 performs a mobilepayment service for paying for a product to be bought by the user, andexecutes the additional mobile payment service such as discounts/savingfor the product to be bought when mobile payment is performed.

For this purpose, in operation 2103, the terminal device 100 transmitsan information request message including beacon identificationinformation to the service device 400. Therefore, the service device 400identifies a store in which the beacon device 200 is positioned usingthe beacon identification information, searches for additional serviceinformation such as a coupon and a gift certificate related to theidentified store and information (franchise information) of an allianceservice to which the store subscribes, and provides the found additionalservice information to the terminal device 100 in response to theinformation request. In this case, the service device 400 may alsoprovide store information to the terminal device 100 according to aninformation request. In this case, the terminal device 100 identifiesthe store in which the beacon device 200 is positioned using the storeinformation and searches for pre-stored additional service informationto be used in the identified store.

Therefore, in operation 2104, the terminal device 100 may receiveadditional service information (a coupon, a gift certificate, allianceservice information, and the like) of a corresponding store from theservice device 400.

Then, in the next operation 2105, the terminal device 100 identifiesalliance service information included in the received additional serviceinformation, and reads pre-stored alliance service card informationcorresponding to the alliance service information. Also, in operation2106, the read alliance service card information is transmitted to thepayment device 300 through the beacon device 200 along with the receivedother additional service information.

Then, in operation 2107, the terminal device 100 receives process resultinformation (discount/saving result information) according to theadditional mobile payment service process from the payment device 300using additional service information. In operation 2108, the receivedprocess result information is stored and output.

Next, an additional mobile payment service method using Bluetoothcommunication in a service device according to an embodiment of thepresent invention will be described below.

FIG. 7 is a diagram illustrating an additional mobile payment servicemethod using Bluetooth communication in a service device according to anembodiment of the present invention.

As illustrated in FIG. 7, in operation 2201, the payment device 300performs a payment process of the product to be bought. Then, inoperation 2202, when additional service information such as a coupon, agift certificate, or alliance service card information is received fromthe terminal device 100, the payment device 300 processes the additionalmobile payment service such as discounts/saving for the product to bebought in operation 2203.

Then, in the next operation 2204, the payment device 300 transmits point(or mileage) information applied to the product to be bought to theservice device 400. Therefore, the service device 400 integrally managesthe received saved point (or mileage) information for each allianceservice for the user.

Then, in the next operation 2205, the payment device 300 transmitsprocess result information according to an additional mobile paymentservice process to the terminal device 100.

Meanwhile, a program instruction to be recorded may be speciallydesigned and prepared for the invention or may be an availablewell-known instruction for those skilled in the field of computersoftware. The recording media includes a hardware device that isspecially made to store and perform the program instruction, forexample, magnetic media such as a hard disk, a floppy disk and amagnetic tape, optical media such as a compact disk read only memory(CD-ROM) or a digital video disk (DVD), magneto-optical media such as afloptical disk, a ROM, a random access memory (RAM), or a flash memory.Examples of the program instruction may include a machine code generatedby a compiler and a high-level language code that can be executed in acomputer using an interpreter. Such a hardware device may be configuredas at least one software module in order to perform operations of theinvention and vice versa.

Also, a computer program (also referred to as a program, software, asoftware application, a script, or a code) that is provided in a deviceaccording to the invention and executes the method according to theinvention may be implemented by any type of programming language thatincludes a compiled or interpreted language, or a prior or procedurallanguage, and may be deployed as any type such as an independentprogram, a module, a component, or a subroutine, or including anotherunit appropriate for a computer environment. The computer program doesnot necessarily correspond to files of a file system. The program may bestored in a unit file provided for a requested program, in multipleinteracting files (for example, files that store at least one module, asub program, and some of a code), or in some of a file that includesanother program or data (for example, at least one script stored in amarkup language document). The computer program is located in one siteor distributed over many sites so that it is deployed to be executed inmutually accessed multiple computers via a communication network or in asingle computer.

The embodiments disclosed in this specification and drawings are onlyexamples to help understanding of the invention and the invention is notlimited thereto. It is apparent to those skilled in the art that variousmodifications based on the technological scope of the invention inaddition to the embodiments disclosed herein can be made.

Also, while this specification includes details of a plurality ofspecific implementations, these should not be understood as limitationsof any invention or the scope to be claimed, but should be understood asdescriptions of features that can be specific to specific embodiments ofthe specific invention. Specific features described herein may also beimplemented by being combined in a single embodiment in the context ofan individual embodiment. On the other hand, various features describedin the context of a single embodiment may be implemented individually orin appropriate sub-combinations in a plurality of embodiments. Whilefeatures operate as specific combinations and are described and claimedinitially as such, at least one feature may be excluded from claimedcombinations in some cases, and the claimed combinations may be changedto sub-combinations or modifications of the sub-combinations.

Similarly, while drawings illustrate operations in a particular order,this does not mean that these operations should be performed in theillustrated specific order or sequence or that all illustratedoperations should be performed in order to obtain a desired result. In aparticular case, multi-tasking and parallel processing may beadvantageous. Separation of various system components in the aboveembodiment does not mean that such separation is required for allembodiments. In general, described program components and systems may beintegrated in a single software product or may be packed in multiplesoftware products.

The present invention relates to a mobile payment service system and adevice therefor. A terminal device and a payment device may perform BLEcommunication through a beacon device. Therefore, since the terminaldevice automatically transmits additional service information of aproduct to be bought to the payment device through the beacon device,there is no need to perform an additional mobile payment service such asdiscounts/saving for a product based on users' actions and theadditional mobile payment service may be simply provided.

Also, according to the present invention, users have no need to alwayspossess additional service information such as an alliance service card,a coupon or a gift certificate for the additional mobile paymentservice, and it is possible to address an inconvenience of directlypresenting an alliance company card, a coupon or a gift certificate fordiscounts/saving for a product when payment is performed.

In addition, the present invention has a high probability ofcommercialization or sale, is clearly implementable in reality, and thushas industrial applicability.

What is claimed is:
 1. A terminal device, comprising: a communicationunit configured to perform communication for an additional mobilepayment service between a service device connected via a communicationnetwork and a beacon device that is connected through a Bluetoothcommunication method and positioned in a store; and a control unitconfigured to perform control such that a beacon signal transmitted fromthe beacon device positioned in the store through the communication unitis scanned to connect to the recognized beacon device, additionalservice information according to mobile payment for a product to bebought is searched for in conjunction with the service device throughthe communication unit, the found additional service information istransmitted to a payment device in the store through the beacon device,and process result information obtained by processing an additionalmobile payment service using the additional service information isreceived from the payment device through the beacon device.
 2. Theterminal device of claim 1, further comprising a storage unit configuredto store an application for executing the additional mobile paymentservice, the additional service information, and process resultinformation of the additional mobile payment service under control ofthe control unit.
 3. The terminal device of claim 1, wherein the controlunit transmits beacon identification information of the beacon device tothe service device, and receives and searches for additional serviceinformation to be used in the store identified using the beaconidentification information from the service device.
 4. The terminaldevice of claim 3, wherein the control unit performs control such thatalliance service information is identified from the additional serviceinformation received from the service device, pre-stored allianceservice card information corresponding to the identified allianceservice information is read, and the read alliance service cardinformation is added to additional service information to be transmittedto the payment device and is automatically transmitted to the paymentdevice.
 5. The terminal device of claim 1, wherein the control unitperforms control such that beacon identification information included inthe beacon signal transmitted from the beacon device is transmitted tothe service device, and store information identified using the beaconidentification information is received from the service device.
 6. Theterminal device of claim 5, wherein the control unit performs controlsuch that a store in which the beacon device is positioned is identifiedusing the store information, pre-stored additional service informationto be used in the identified store is searched for, and the foundadditional service information is read and transmitted to the paymentdevice.
 7. The terminal device of claim 1, wherein the additionalservice information includes at least one of a coupon, a giftcertificate, alliance service information, and alliance service cardinformation.
 8. A payment device, comprising: a communication unitconfigured to perform communication for an additional mobile paymentservice between a service device connected via a communication networkand at least one beacon device positioned in a store connected through aBluetooth communication method; and a payment processing unit configuredto perform control such that additional service information is receivedthrough the beacon device from a terminal device positioned in the storewhen mobile payment for a product to be bought is performed, theadditional mobile payment service for the product to be bought isprocessed using the received additional service information, and processresult information is transmitted to the terminal device through thebeacon device.
 9. The payment device of claim 8, wherein the paymentprocessing unit identifies a discount price of the product to be boughtusing at least one of a coupon, a gift certificate, and alliance cardinformation included in the additional service information, andprocesses payment for the product to be bought according to theidentified discount price.
 10. The payment device of claim 8, whereinthe payment processing unit identifies an alliance card for which anadditional mobile payment service is received using alliance cardinformation included in the additional service information, and appliessome of the price of the product to be bought as points or mileage tothe identified alliance card after a payment process of the product tobe bought is performed.
 11. A mobile payment service system, comprising:a terminal device configured to connect to a beacon device positioned ina store to be connected through a Bluetooth communication method, searchfor additional service information according to mobile payment for aproduct to be bought, transmit the found additional service informationto a payment device in the store through the beacon device, and receiveprocess result information of an additional mobile payment service fromthe payment device through the beacon device; and the payment deviceconfigured to connect to the beacon device through the Bluetoothcommunication method, receive the additional service information throughthe beacon device from the terminal device when mobile payment for theproduct to be bought is performed, process the additional mobile paymentservice for the product to be bought using the received additionalservice information, and transmit the process result information to theterminal device through the beacon device.
 12. The mobile paymentservice system of claim 11, further comprising a service deviceconfigured to connect to at least one terminal device and the paymentdevice via a communication network, and when an information request isreceived from the terminal device, identify a store in which acorresponding beacon device is positioned corresponding to beaconidentification information using the beacon identification informationreceived from the terminal device, and provide additional serviceinformation related to the identified store to the terminal device.